Financing options to suit your needs

Making energy efficient upgrades to your property isn’t just about keeping your home warm and dry – it’s also an investment in making your home a healthy and comfortable haven for your family. We know it can be a big step, but there are several finance options available to make things a bit easier.

Mortgage Top Up

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ANZ offers interest free home loan top-ups for heat pumps and insulation. The loans are available for up to $5000 for heat pumps and up to $5000 for insulation, and are interest free for four years.

Across a four-year timeframe, ANZ estimates repayments on an interest free loan of $5000 to be about $50 per fortnight.

You need to be an ANZ customer to be eligible, and provide a quote from a reputable installer, like G-Force.

Click here for more detailed information and frequently asked questions about ANZ home loan top-ups.

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Westpac customers may be eligible for a Westpac Warm Up Loan, which includes a loan of up to $10,000, interest free for five years.

To be eligible, you’ll need a quote or invoice from an installer, and the Warm Up Loan can be used for insulation, heat pumps and ventilation.

There are no penalties if you pay the loan off faster, and the loan can be used for a combination of improvements to help make your home warmer, healthier and more energy-efficient.

For more information and how to apply, click here.

Interest-free Finance

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A Gem Visa offers six months interest free on all purchases of $250 or more, and you can use it anywhere Visa is accepted. There are also a range of loan options available.

Click here for details, lending criteria and how to apply.

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A Q Mastercard offers a minimum of three months zero interest and zero payments on all purchases.

A Q Mastercard can be used wherever Mastercard is accepted, there’s no minimum spend requirements, and there’s also a handy Q Mastercard app to help you keep track of your finances.

For more information about lending criteria and how to apply, click here.